| AUTOMOBILE: Massachusetts Auto rates are set and regulated by the state yearly. The premium is calculated on a number of elements such as your SDIP (Safe Drive Credit), the number of years you have been licensed, the type of car, the location of garaging, and the limits and coverage you select. Our carriers offer EFT (Electronic Fund Transfer) at no additional cost. We currently write Automobile Insurance with the following companies: Arbella - Premier - Zurich American We also have access to several other markets through various affiliations and can provide you with the best possible quote. SAVING MONEY ON AUTO INSURANCE: 1. Ask for Higher Deductibles: Deductibles represent the amount of money you pay before you make a claim. By requesting higher deductibles on collision and comprehensive (fire and theft) coverage, you can lower your costs substantially. For example, increasing your deductible from $300 to $500 could reduce your collision and comprehensive cost by 15% to 30%. 2. Take Advantage of Low Mileage Discounts: Some companies offer discounts to motorists who drive fewer than a predetermined number of miles a year. 3. Ask About Anti-theft devices: Anti-theft devices may save you up to 25% depending on the type of alarm system. Obtain alarm certificate from dealer to get the maximum allowed credit on your policy. 4. Inquire About Other Discounts: Some insurers offer discounts for things like no accidents in three years, drivers over 65 years of age, driver training courses, anti-theft devices, and having more than one car insured with that company. Many companies now offer account credits up to 12% on your home insurance if they also insure your auto. Click here for an online quote. |
